Safe and Secure. We are a well capitalized bank.

Statement of Condition

December 31, 2014

AssetsDollars (in Thousands)*
Total Assets 1,610,938
Cash & Cash Equivalent 136,550
Investments — Securities 220,138
Loans, net 1,117,176
Premises & Equipment 65,896
Other Assets 71,178
Liabilities & Shareholder’s EquityDollars (in Thousands)*
Total Liabilities  1,443,668
Deposits 1,318,562
Borrowed Funds 113,000
Other Liabilities 12,106
Shareholder Equity167,270
Total Liabilities & Shareholder Equity 1,610,938
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Company (FDIC).
Capitalization
Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
Dec. 31, 2014        “Adequately Capitalized”“Well Capitalized”Republic Bank
Total Capital 8.00% 10.00% 13.06%
Tier 1 Capital 6.00% 8.00% 11.93%
Leverage Ratio 4.00% 5.00% 10.25%
Tier 1 Total Common Equity 4.50% 6.50% 11.93%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.