Safe and Secure. We are a well capitalized bank.

Statement of Condition

February 2011

Assets Dollars (in Thousands)*
Total Assets 1,463,261
Cash & Cash Equivalent 98,367
Investments — Securities 124,804
Loans, net 1,141,612
Premises & Equipment 46,635
Other Assets 51,843
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Total Liabilities & Shareholders 1,326,033
Deposits 1,186,071
Borrowed Funds 121,750
Other Liabilities 18,212
Equity 137,228
Total Liabilities & Shareholder Equity 1,463,261
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Company (FDIC).
Capitalization
Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
December 31, 2010 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital/Risk Assets 8.00% 10.00% 11.20%
Tier 1 Capital/Risk Assets 4.00% 6.00% 9.95%
Leverage Ratio 4.00% 5.00% 8.94%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.