Safe and Secure. We are a well capitalized bank.

Statement of Condition

December 31, 2014

AssetsDollars (in Thousands)*
Total Assets 1,610,476
Cash & Cash Equivalent 138,930
Investments — Securities 217,911
Loans, net 1,117,177
Premises & Equipment 65,896
Other Assets 70,562
Liabilities & Shareholder’s EquityDollars (in Thousands)*
Total Liabilities & Shareholders 1,443,207
Deposits 1,323,003
Borrowed Funds 113,000
Other Liabilities 7,204
Equity167,269
Total Liabilities & Shareholder Equity 1,610,476
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Company (FDIC).
Capitalization
Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
December 31, 2010“Adequately Capitalized”“Well Capitalized”Republic Bank
Total Capital/Risk Assets 8.00% 10.00% 12.82%
Tier 1 Capital/Risk Assets 4.00% 6.00% 11.73%
Leverage Ratio 4.00% 5.00% 10.47%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.