What does Republic Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and account balances
• Payment history and overdraft history
• Transaction history and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Republic Bank of Chicago chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Republic Bank of Chicago share? Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes
To offer our products and services to you

Yes No
For joint marketing with other financial companies Yes No
For our affiliatesʼ everyday business purposes – Information about your transactions and experiences No We don’t share
For our affiliatesʼ everyday business purposes – Information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share

Questions?

Call 800-526-9127 to speak with a Personal Banker or go to www.republicEbank.com.

 

Who we are

Who is providing this notice?

You are receiving this notice from Republic Bank of Chicago.

 

What we do

How does Republic Bank of Chicago protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.

Additionally, we educate all employees about the importance of confidentiality and customer privacy.

How does Republic Bank of Chicago collect my personal information?

We collect your personal information, for example, when you
• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why canʼt I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes–information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Republic Bank of Chicago does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Republic Bank of Chicago does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card and non-deposit investment and insurance companies.

 

 

Other Important Information

For Illinois residents: pursuant to Illinois state privacy law, “customer” is defined to mean any person or entity that obtains a financial product or service from the bank, for personal or business purposes, regardless of whether the person establishes an ongoing relationship with the bank. As an opt-in state, Illinois generally prohibits banks from disclosing personal information unless authorized by the customer.

 

To download PDF of Privacy Policy and print click here