Keep Your Financial House in Order

Build a stable foundation for your personal finances with accounts that will help you manage and save money.    

Personal Checking Accounts

All our checking accounts include:

  • Free Direct Deposit
  • Cash Back EMV Debit MasterCard™
  • Online & Mobile Banking
    • Mobile Deposit
    • E-statements
    • Check Images
    •  Bill Pay
  • Unlimited check writing
  • Bank by Phone
  • Website Support

Have a Question?

  • Speak to a Personal Banker
    630.908.1832
    Monday – Friday 9am – 5pm

Free Checking

When you’re looking for all the basic features you want in a checking account without the monthly fees.

  • $25 Minimum to open account
  • No monthly service charge

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details.)

  • No excess activity charge

Royal Benefit Checking

Designed for people aged 55+, this free checking account also offers special discounts on additional services.

  • $25 Minimum to open account
  • No monthly service charge
  • No minimum balance

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details.)

  • No excess activity charge
  • Safe Deposit Box discounts
  • Free box of RBC checks (1 box per year)
  • Free Money Orders & Cashier’s Checks
  • Free notary services

Friends & Family Checking

Designed for those who want to make their money work for them.

Tier One: $0-$50,000 1.00% APY
Tier Two: $50,000 + 0.15% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product. Interest compounded and paid monthly based on account balance . Interest rates may change at anytime after 12.31.2016. APY is guaranteed through 12.31.2016. Fees may reduce earnings.)

  • $1,000 minimum to open account
  • $1,000 minimum daily balance or $1,500 monthly average balance to obtain the stated Annual Percentage Yield (APY) and avoid $10 monthly service charge
  • Must perform 6 debits per statement cycle to avoid $10 activity fee

Elite Checking

Maximize your interest earning power when you maintain a balance of $5,000.

Tier One: $0-$4,999 0.000% APY
Tier Two: $5,000 -$9,999 0.070% APY
Tier Three: $10,000 – $24,999 0.100% APY
Tier Four: $25,000 – $49,999 0.100% APY
Tier Five: $50,000 – $99,999 0.170% APY
Tier Six: $100,000 + 0.170% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product. Interest compounded and paid monthly based on account balance. Interest rates may change at any time without notice. Fees may reduce earnings.)

  • $5,000 minimum to open account
  • $5,000 minimum daily balance to obtain the stated Annual Percentage Yield (APY) and to avoid a $30 monthly service charge
  • No excess activity charge

Personal Savings Accounts

All our savings accounts include:

  • Free Direct Deposit
  • ATM Card Access
  • Online & Mobile Banking
    • Mobile Deposit
    • E-statements
  • Bank by Phone
  • Website Support

Have a Question?

  • Speak to a Personal Banker
    630.908.1832
    Monday – Friday 9am – 5pm

Passbook Savings

A traditional savings account with a low minimum balance requirement that still allows you to earn interest.

Tier One: $0 – $24 0.000% APY
Tier Two: $25 – $4,999 0.050% APY
Tier Three: $5000+ 0.100% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product.Interest rates may change at any time without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month; $1 fee charged per transaction in excess of these limits. Fees may reduce earnings.)

  • $25 minimum to open account
  • $25 minimum daily balance to obtain the stated Annual Percentage Yield (APY) and avoid $3 monthly service charge

Statement Savings

A savings account that earns interest when you maintain a minimum daily balance of $25.

Tier One: $0 – $24 0.000% APY
Tier Two: $25 – $4,999 0.050% APY
Tier Three: $5000+ 0.100% APY
(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product.Interest rates may change at any time without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month; $1 fee charged per transaction in excess of these limits. Fees may reduce earnings.)
  • $25 minimum to open account
  • $25 minimum daily balance to obtain the stated Annual Percentage Yield (APY) and avoid $3 monthly service charge

Starter Passbook Savings

A passbook account perfect for first time savers.

Tier One: $0 – $24 0.000% APY
Tier Two: $25 + 0.100% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product.Interest rates may change at any time
without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month; $1 fee charged per transaction in excess of these limits. Fees may reduce earnings.)

  • $25 minimum to open account
  • No monthly service charge
  • No minimum balance
  • $25 minimum daily balance to obtain the stated Annual Percentage Yield (APY)

Starter Statement Savings

A statement account perfect for first time savers.

Tier One: $0 – $24 0.000% APY
Tier Two: $25 + 0.100% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product.Interest rates may change at any time
without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month; $1 fee charged per transaction in excess of these limits. Fees may reduce earnings.)

  • $25 minimum to open account
  • No monthly service charge
  • No minimum balance
  • $25 minimum daily balance to obtain the stated Annual Percentage Yield (APY)

Money Market Accounts

A Money Market is a good fit if you’re looking to earn higher rates as your balances increase.

All our money market accounts include:

  • Online & Mobile Banking
    • Mobile Deposit
    • E-statements
  • Bank by Phone
  • Website Support

Have a Question?

  • Speak to a Personal Banker
    630.908.1832
    Monday – Friday 9am – 5pm

Executive Money Market

Tier One: $0-$2,499 0.000% APY
Tier Two: $2,500 -$9,999 0.050% APY
Tier Three: $10,000-$24,999 0.100% APY
Tier Four: $25,000+ 0.200% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product.Interest rates may change at any time
without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month or a per item fee of $25 will be charged per each
transaction in excess of these limits. Fees may reduce earnings.)

  • $2,500 minimum to open account
  • $2,500 minimum daily balance to obtain the stated Annual Percentage Yield (APY) and avoid $25 service charge
  • Interest credited monthly on the last day of each month

Power Index Money Market

  • $10,000 minimum to open account
  • $10,000 minimum daily balance to obtain stated Annual Percentage Yield (APY) and avoid $30 monthly service charge
  • Limit 6 preauthorized transfers or withdrawals per statement cycle
  • Interest credited monthly on the last day of each month

(Other activity restrictions and fees may apply. For Terms and Conditions, ask a banker for details. Variable rate, tiered product. Interest rates may change at any time without notice. Interest rate will be at a minimum the 13 week Treasury Bill Auction rate as published in the Wall Street Journal. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month or a per item fee of $25 will be charged for each transaction in excess of these limits. Fees may reduce earnings.)

IRA Money Market

  • $25 minimum to open account
  • No minimum daily balance to obtain stated Annual Percentage Yield (APY)
  • No Monthly service charge
  • Interest credited monthly on the last day of each month

(Other activity restrictions may apply. IRS tax penalty may be imposed for early withdrawal. Variable rate. Interest rates may change at any time without notice. Interest rate will be at a minimum the 13 week Treasury Bill Auction rate as published in the Wall Street Journal. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month or a per item fee of $25 will be charged for each transaction in excess of these limits. Fees may reduce earnings.)

Certificates of Deposit

A Certificate of Deposit is a great choice for those who want a predictable return on their investment.

Long term Savings Solutions

.450% APY* 36 Month Breakable CD

Lock in this great rate and term. If rates go up, you can re-invest the original principal in another CD at Republic Bank with a term equal to or greater than one year.

*The Certificate of Deposit Annual Percentage Yield (APY) is accurate as of September 20, 2016. The minimum balance required to open and obtain the APY is $1,000. If rates increase, you can re-invest the original principal in another CD at Republic Bank of Chicago with a term equal to or greater than one year. A penalty may be imposed for early withdrawal. Offer may be withdrawn at any time without notice.

.850% APY* 4 Year CD

Lock in this great rate and term.

*The Certificate of Deposit Annual Percentage Yield (APY) is accurate as of September 20, 2016. The minimum balance required to open and obtain the APY is $1,000. A penalty may be imposed for early withdrawal. Offer may be withdrawn at any time without notice.

1.200% APY* 5 Year CD

Lock in this great rate and term.

*The Certificate of Deposit Annual Percentage Yield (APY) is accurate as of September 20, 2016. The minimum balance required to open and obtain the APY is $1,000. A penalty may be imposed for early withdrawal. Offer may be withdrawn at any time without notice.

Please contact a Personal Banker for our standard CD rates.

Online Services

Bank on your own time, and on any secure device, with our online banking services.

Sign Up

Need to login to Online Banking?

Go to the Online Banking login under the main menu on the home page
You may need to scroll down the page a little to view the login

  1. Enter your Personal Online Banking User ID
  2. Click ‘login’. This will take you to a screen that asks for your password.
  3. Submit your password and enter your account

Online Banking

Included with all of our personal checking, savings, CDs and loan accounts, our Online Banking tool offers you a wealth of options to manage your needs.

Features & Benefits

  • 24/7 access to all of your account features from anywhere
  • View account balances and transaction information
  • Bill Pay
  • E-statements
  • Name your accounts to track your spending & saving
  • Transfers between your Republic Bank accounts
  • Email notifications and account activity alerts

Please read our Online Banking Disclosure.

  • View check images for 90 days
  • Place stop payments
  • Request documents
  • Reorder checks
  • Easily export information to Quicken™ and Microsoft Money™

online-banking-iphones

Mobile Banking

Bank wherever you are with Republic Bank of Chicago Mobile Banking! Available to all online banking customers, Mobile Banking allows you to check balances, make transfers, pay bills, make deposits, and find locations.

Features

  • Deposit checks on the go
  • Bill Pay
  • Check your latest account balance
  • Search recent transactions
  • Easily transfer cash between your accounts
  • Find nearby branches and ATMs

Download our new Mobile App & bank from anywhere life takes you.

AppleApp GooglePlayLogo_app

Equipped with the same security features as Republic Bank of Chicago Online Banking. Message and data rates may apply. Review complete Mobile App Terms and Conditions.

Safe & Secure

Keeping your account safe is our highest priority. We are continuously updating and upgrading our tools to ensure your account is protected. Here’s how you can help safeguard your information:

Secure your network

  • Install current anti-virus software and keep it updated.
  • Do not click on unexpected links in emails or run unknown attachments.
  • Install a firewall on your internet connection.

Protect your accounts

  • Set up alerts. Our online banking system will send email alerts for any transaction.When you monitor these alerts and call the bank if there is an unauthorized transaction, we can block the transaction before any money changes hands.
  • Set daily limits on transactions to reduce your exposure. Any attempt to go past a limit will generate a call from us.
  • Keep your password and user ID private. Do not share your information with anyone.
  • Know that we will never call and ask you for your password or user ID over the phone.
  • Check your online balances regularly. We recommend twice a day.

Remember, we are doing all we can to secure your online banking accounts, but the final responsibility rests with you. If you have any questions or need help applying these recommendations, please contact us at support@republicEbank.com.

Debit/Credit Cards

Choose the card that’s right for you.

Republic Bank Cash Back EMV Debit MasterCard™

Get 3¢ cash back with every purchase.

Get 3¢ cash back with every purchase when you use your Debit MasterCard™. The card is free and available to customers with Checking accounts and
Money Market accounts.

  • 24/7 account access nationwide in STARsf and Allpoint networks
  • Withdraw from your checking, savings and money market accounts at ATMs
  • Transfer funds between Republic Bank accounts
  • Check your balance
  • Make deposits**
  • Get cash advances at MasterCard™ member institutions
  • No limit on cash back rewards

Stop in at any of our locations, sign up for your Debit MasterCard™ and start earning cash back today!

*Checking account is required. May add Debit Card to Money Market and Savings accounts for transfer capabilities at an ATM.

**May only make deposits at select ATM locations. Activity restrictions may apply.

 

Find the perfect card for the way you use credit.

Apply today for your perfect card.

Our credit cards offer benefits and features to meet a variety of financial needs.  Take a look at what each card has to offer and decide which one is right for you. Click below for more information and to apply online.

Apply Now!

Simply access your account by clicking on the link below. 

Access Your Account

Online Features

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request Credit Limit Increases
  • View Statements
  • And much more

Credit Cards are issued by First Bankcard®, a division of First National Bank of Omaha.