Passbook Savings Statement Savings Starter Passbook Savings Starter Statement Savings
Minimum to Open $25 $25 $25 $25
Service Charge Yes Yes Yes Yes
Monthly Service Charge $3 $3 No No
Minimum to Avoid Service Charge $25 minimum balance $25 minimum balance No No
Minimum balance to earn interest $25 $25 $25 $25
Interest Crediting/Compounding Monthly Monthly Monthly Monthly
Tiered Interest Tier 1: $25 – 4,999
Tier 2: $5,000+
Tier 1: $25 – 4,999
Tier 2: $5,000+
N/A N/A
Excess Activity Charge $1 fee charged for transactions
in excess of 6
$1 fee charged for transactions
in excess of 6
$1 fee charged for transactions
in excess of 6
$1 fee charged for transactions
in excess of 6
Direct Deposit Yes Yes Yes Yes
Ring RB Yes Yes Yes Yes
ATM Card Yes Yes Yes Yes
Online Banking Yes Yes Yes Yes
E-Statements Yes Yes Yes Yes