Free Checking Royal Benefit Checking Interest Checking Elite Checking
Minimum to Open $25 $25 $1,000 $5,000
Service Charge No No Yes Yes
Monthly Service Charge No No $10 plus
$.20/check paid		 $30
Minimum Balance to Avoid Fees N/A N/A $1,000 min. daily balance or
$1,500 daily average balance		 $5,000 min. daily balance
Minimum Balance to Earn Interest N/A N/A $1,000 min. daily balance $5,000 min. daily average balance
Tiered Interest N/A N/A 1: $0 – 999
2: $1,000 – 4,999
3: $5,000 – 24,999
4: $25,000+		 1: $0 – 4,999
2: $5,000 – 9,999
3: $10,000 – 24,999
4: $25,000 – 49,999
5: $50.000 – 99,999
6: $100,000+
Excess Activity Charge No No No No
Direct Deposit Yes Yes Yes Yes
Ring RB Yes Yes Yes Yes
Debit MasterCardTM Yes Yes Yes Yes
Online Banking Yes Yes Yes Yes
E-Statements Yes Yes Yes Yes
Check Writing Unlimited Unlimited Unlimited Unlimited
Check Image Available No Yes Yes Yes

 

Royal Benefit Checking (55+ Seniors)

Additional Free Benefits:
Money Orders/Cashier’s Checks, Notary/Medallion Stamp services, Personalized Checks, Safe Deposit Box discounts