Loans to Fuel Your Growth

With the expertise to meet all your business needs, Republic Bank of Chicago is your resource advantage. We offer working capital lines of credit, term loans and cash management services. Let us create a custom business solution that will help you maximize your profitability and provide for future growth opportunities.

You can expect:

  • Custom & Flexible solutions
  • Prompt service
  • Timely communication
  • Attention to detail
  • Professionalism

Loans & Credit Lines

Have a Question?

  • Speak to Peter Sperling, SVP
    630.908.1831

Business Financing Solutions

Capabilities Include:

If you’re a manufacturer in need of working capital. Maybe you’re looking for owner-occupied real estate or you want to expand your professional business. We have the financing solutions to help you take your business where it needs to go. Our lending experts will work with you to determine the type of financing that’s right for your business.

  • Business Lines of Credit
  • Equipment Financing
  • Term Loans
  • Accounts Receivable Lending
  • Asset-Based Loans
  • What information do I need to apply?

    Applying is easy, but before you start there is some information you’ll want to have available to complete the application.

    Loan information:

    • The dollar amount you want to borrow
    • The type of loan you are applying for
    • The reason you want to borrow
    • Your collateral information (if applicable)

    Information about your business, including:

    • Business Name and Address
    • Type of business organization and year established
    • Business Tax ID number, Annual Sales, Number of Employees
    • Business Deposit Account(s) summary (Bank name, type of account, current balance, average balance)
    • Business debts, including accounts and trade payables summary (Whom Payable, type of account, balance owing, payment)

    Information about each Business Owner, including:

    • Name, Home Address, Social Security Number, Title, Ownership Percentage, Personal Financial information, Historical Information
    • Government issued photo ID (Driver’s License, US Passport, or a state-issued ID) may be requested for verification purposes

    You may want to have copies of your most recent business and personal tax returns and/or financial statements to assist with completion of the application.

Debit/Credit Cards

Choose the card that’s right for your business.

RB_BusinessDebitCard

Business Debit MasterCard™

The Business Debit MasterCard™ is free and available to customers with Checking accounts and Money Market accounts.

Get 10¢ cash back with every purchase when you use your Business Debit MasterCard™. Enjoy 24/7 account access and use your card nationwide with our STARsf network.

Use your Debit MasterCard™ to withdraw from your checking and savings accounts, transfer funds between your Republic Bank accounts, check your balance, make deposits*, and request cash advances at MasterCard™ member institutions.

*May only make deposits at select ATM locations.

Activity restrictions may apply.

The new EMV Chip, with enhanced security, is coming soon to your Republic Bank DebitMasterCard™

Business Edition® Visa® Card

This card is much more than a financial tool for your business. It provides superior services and benefits that make it easier for you to focus on running your business.

  • 0% introductory APR* on purchases and balance transfers for the first 6 billing cycles
  • APR after the introductory period will be 9.99%, 12.99% or 17.99%. This APR will vary with the market based on the Prime Rate.
  • No Annual Fee.*
  • Control your financials with a competitive rate.
Apply Now!

Features & Benefits

  • Visa® Zero Liability Policy¹
  • Automatic Discounts on qualifying purchases with Visa SavingsEdge®
  • Free 24/7 Online Access for managing your account. View transaction activity and history, pay your bill, set up alerts and more.
  • Free Management Reports to help you track your expenses, monitor your spending, spot tax deductions, prepare your tax filing and forecast expenses more easily.
  • Cash Flow Management with the flexibility to cover the cost of supplies, equipment, travel and more.
  • Added Security with fraud protection, extended warranties, travel accident insurance and identity theft protection.
  • See Terms and Conditions

    Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. An introductory balance transfer fee of 4% for the first 6 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
    *For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

    Complete details including restrictions, limitations, and exclusions will be available when you become a
    Cardmember.

    ¹ Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
    ² Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc. to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a “Qualifying Purchase”). Visa may modify, restrict, limit or change the program in any way and at any time. Visa reserves the right at any time to cancel the program.
    Visa also reserves the right to suspend or cancel any cardholder’s participation in the program. Enrolled cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a cardholder’s receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder’s applicable Visa Business card account. Please visit www.visasavingsedge.com for complete details on the program, including the program terms and conditions.
    Visa® cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc®.
    VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

We Love Being Local

We’re a family-owned bank with a longstanding tradition of community involvement. Stop by one of our Republic Bank of Chicago locations to find out what we’re doing in your corner of Chicagoland.

Business Edition® Visa® Card with Absolute Rewards®

Allows you to earn points with every dollar in qualifying purchases. Redeem points for travel, gift cards, merchandise, even cash back in the form of a credit to your account. Points will expire on or after the third anniversary of when they were awarded. With Absolute Rewards® every dollar spent is a reward point for you!

  • 0% introductory APR* on purchases and balance transfers for the first 6 billing cycles.
  • APR after the introductory period will be 12.99%, 14.99% or 19.99%. This APR will vary with the market based on the Prime Rate.
  • No Annual Fee.*
  • 5 Points per $1 Spent on qualifying business expenses (up to $25,000 during a period of 12 billing cycles).
  • 2 Points per $1 Spent on qualifying gas and dining transactions (up to $25,000 during a period of 12 billing cycles).
  • 1 Point per $1 Spent on all other purchases.
  • Rewards can be redeemed for travel, cash back as a statement credit, gift cards and merchandise.
  • Plus, you have 3 years from when points are awarded to use them before they expire!
Apply Now!

Features & Benefits

  • Visa® Zero Liability Policy¹
  • Automatic Discounts on qualifying purchases with Visa SavingsEdge®
  • Free 24/7 Online Access for managing your account. View transaction activity and history, pay your bill, set up alerts and more.
  • Free Management Reports to help you track your expenses, monitor your spending, spot tax deductions, prepare your tax filing and forecast expenses more easily.
  • Cash Flow Management with the flexibility to cover the cost of supplies, equipment, travel and more.
  • Added Security with fraud protection, extended warranties, travel accident insurance and identity theft protection.
  • See Terms and Conditions

    Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. An introductory balance transfer fee of 4% for the first 6 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).
    *For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
    See the Rewards Terms and Conditions in the Summary of Credit Terms for details.
    Complete details including restrictions, limitations, and exclusions will be available when you become a Cardmember.
    ¹ Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
    ² Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc. to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a “Qualifying Purchase”). Visa may modify, restrict, limit or change the program in any way and at any time. Visa reserves the right at any time to cancel the program.
    Visa also reserves the right to suspend or cancel any cardholder’s participation in the program. Enrolled cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a cardholder’s receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder’s applicable Visa Business card account. Please visit www.visasavingsedge.com for complete details on the program, including the program terms and conditions.
    Visa® cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc®.

    VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.