Business Basic Checking Business Advantage Checking Commercial Checking
  Designed for businesses with less than 100 transaction items per month. Designed for businesses with less than 200 transaction items per month. Designed for businesses with higher transaction volumes that maintain higher balances to generate an earnings credit to off-set fees.
Minimum to Open $100 $100 $100
Monthly Maintenance Fee N/A $15 Fees are offset by an earnings credit. See Commercial Fee Schedule.
Minimum to Avoid Maintenance Fee N/A $2,500 monthly average collected balance Fees are offset by an earnings credit. See Commercial Fee Schedule.
Monthly Statement Yes Yes Yes
Interest Crediting/Compounding N/A N/A N/A
Excess Activity Charge Cash deposits over $1000 per statement cycle charged $1 per $1000 deposited; Transactions over 100 are $.75 each Cash deposits over $5000 per statement cycle charged $1 per $1000 deposited; Transactions over 200 are $.50 each Depends on account activity and balance
Direct Deposit Available Yes Yes Yes
Ring RB Yes Yes Yes
Debit MasterCardTM Yes Yes Yes
Online Banking Yes Yes Yes
E-Statements Yes Yes Yes
Check Writing Yes Yes Yes
Automatic Check Safekeeping Yes Yes Yes
Check Image Available Yes Yes Yes