Strong & Lending! Creating custom solutions with experienced loan officers.

Count on us to provide you with prompt and convenient financial services. You will find everything that your business needs including cash ordering services, working capital lines of credit, back room processing expertise and financing facilities. Above all, you will find knowledgeable experts who understand the business and who are dedicated to serving it exclusively.

Money Services Business (MSB) Division

An RB Business Solution ®

Funds Availability

  • Same-day availability for deposits
  • Cash orders charged on day of delivery rather than day ordered

Credit Facilities

  • Acquisition/Expansion Loans based on the value of the business
  • Working Capital Lines of Credit
  • Building and Leasehold Improvement Loans
  • Letters of Credit
  • Sweep Lines for cash orders

Back Room Operations Expertise

  • Specialized operations in areas exclusively servicing currency exchange customers
  • Customized, expedited handling of returned items with copies faxed or emailed to you daily
  • Separate Customer Service Department for currency exchange customers
  • Expert and prompt processing of forgery

Cash Management Services

  • Electronic access to account information
  • Sweep accounts and cash concentration accounts
  • Electronic funds transfer
  • Electronic download of money order clearings
  • Money order truncation

Our Commitment

Republic Bank has an MSB Division dedicated to servicing the industry. We offer credit facilities and accounts nationwide from our Oak Brook, IL headquarters. We've made a commitment to help the growth of the currency exchange industry by providing exceptional, knowledgeable service and continued product innovation.


Money Services Business (MSB Division)

Underwriting Loans

Standards
  • Loan-to-Value("LTV")
  • Cash flow
  • Liquidity
  • Leverage
  • Types
  • Personal credit history
  • Corporate credit history
  • Past satisfactory banking account relationship