We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $181 million in capital strength and a capital-to-asset ratio over 11%,  we exceed the federal definition for a “well capitalized” bank.


Statement of Condition

September 30, 2015

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 142,697
Investments — Securities 194,489
Loans, net 1,192,174
Premises & Equipment 65,615
Other Assets 68,525
Total Assets  1,663,500
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 1,371,000
Borrowed Funds 103,000
Other Liabilities 8,104
Total Liabilities & Shareholder’s Equity 1,482,104
Equity 181,396
Total Liabilities & Shareholder’s Equity 1,663,500
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Company (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
December 31, 2010 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 13.37%
Tier 1 Capital 6.00% 8.00% 12.23%
Total Common Equity Tier 1 4.50% 6.50% 12.23%
Tier 1 Leverage Ratio 4.00% 5.00% 10.70%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.